Flight Deck

Interactive Levers

Living Budget

$/yr

$30k$90k$150k

Planned Horizon

yrs

0 yrs15 yrs30 yrs

SWR Benchmark4.0%

2.5%4.0%6.0%

Nominal Return7.0%

Inflation Rate2.0%

Tax JurisdictionCRA Statutory Rules

Stress Scenario ShockNone

Spending Curve

Go-Go (Years 1-10):

%($60,000)

Slow-Go (Years 11-20):

%($51,000)

No-Go (Years 21+):

%($57,000)

0%Plan Solvency ScoreDepletion Risk Detected

Plan has a baseline shortfall of $1,224,545 at Year 15 (Age 50). Working until Year Unreachable or reducing annual living expenses by $48,982/yr closes this gap.

Chance of Success Studio

10th % (Severe Bear Shock):$0.00M

50th % (Median Central Path):$0.00M

90th % (Optimistic Bull Growth):$0.00M

Liquid Net Worth

Annual Savings

$0/yr

Freedom Horizon

Unreachable

Planned (15 yrs)

-$1225k

Capital Milestones & Timeline Projections

Planned Full FIRE (Yr 15)0% funded (-$1225k needed)

Net Worth $1.0MBeyond 65-yr model

Net Worth $1.5MBeyond 65-yr model

Net Worth $2.0MBeyond 65-yr model

65-Year Portfolio Simulation

Retirement Income Sources

Annual funding hierarchy: Non-Reg → RRSP → TFSA + CPP & OAS pensions correlated to target spending

Liquid Asset Allocation

Tax wrapper distribution of registered and taxable assets

Annual Household Cash Flow

Paycheck breakdown from gross employment earnings to net investable savings

Gross Employment Income$0/yr

Income Tax, CPP & EI-$0 (0%)

Annual Living Budget-$60,000 (0%)

Net Investable Savings+$0/yr (0%)

Take-Home: $0Monthly Savings: $0