Settings & Canadian Assumptions

Canadian Province of Tax Residence

Provincial Tax Bracket Rules

OntarioONActive

Top Combined Tax Rate:53.53%

Basic Personal Amount (BPA):$12,399

Ontario Progressive BracketsDividend Tax Credit: 10%

Over $15,705+19.05% rate

Over $53,891+4.10% rate

Over $58,523+6.50% rate

Over $94,907+1.83% rate

CRA Limits & Tax Parameters

Statutory Rules

Capital Gains Inclusion Rate50%

Proportion of taxable capital gains included in annual net income

Annual TFSA Room Index$7,000/yr

$/yr

Annual indexation threshold for new Tax-Free Savings Account room

RRSP Maximum Dollar Limit$33,810

Statutory dollar cap on 18% earned income RRSP contribution room (2026 CRA limit: $33,810)

OAS Clawback Threshold$95,725

Net income threshold where 15% OAS recovery tax begins (2026 CRA index: $95,725)

Data Portability & Plan Backup

Encrypted JSON

Export your complete Canadian retirement scenarios, account portfolios, and custom levers to a secure JSON file, or restore a previously saved plan backup.

Import Scenario Library (JSON)

Danger Zone & Factory Reset

Irreversible Action

Erase All Data & Start Fresh

Permanently wipe all custom scenarios, portfolio accounts, custom geo destinations, and assumptions from your browser. Your visual theme settings will be preserved.