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Retirement Scenarios & FIRE Archetypes

Comparing 7
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Scenario / StrategyLiving BudgetFIRE TargetHorizonSWRCompareActions
My Retirement PlanACTIVE
SinglePartner 1 (Age 35)
$60k/yr$1.22MInfinityy4.0%
Demo: Dual-Income Household (Benchmark)
CouplePartner 1 (Jordan) (Age 36)
$60k/yr$1.12M3.8y4.0%
Demo: Solo Professional (Single)
SingleAlex (Age 32)
$45k/yr$1.04M9.7y3.8%
Demo: Coast FIRE (Stop Saving, Compound to 65)
CouplePartner 1 (Jordan) (Age 36)
$60k/yr$0.84M1.0y4.0%
Demo: Barista FIRE (Part-Time / Consulting)
CouplePartner 1 (Jordan) (Age 36)
$52k/yr$0.97M14.3y4.0%
Demo: Fat FIRE (Luxury & Global Travel)
CouplePartner 1 (Jordan) (Age 36)
$120k/yr$3.42M17.6y3.3%
Demo: Lean FIRE (Minimalist Freedom)
SingleAlex (Age 32)
$38k/yr$0.76M6.3y4.2%

Side-by-Side Trajectory Comparison

Comparing 7 selected financial plans and benchmark FIRE archetypes

Swipe horizontally to compare full parameter matrix →
Scenario Parameter / MetricMy Retirement PlanDemo: Dual-Income Household (Benchmark)Demo: Solo Professional (Single)Demo: Coast FIRE (Stop Saving, Compound to 65)Demo: Barista FIRE (Part-Time / Consulting)Demo: Fat FIRE (Luxury & Global Travel)Demo: Lean FIRE (Minimalist Freedom)
Living Spending Target$60,000/yr$60,000/yr$45,000/yr$60,000/yr$52,000/yr$120,000/yr$38,000/yr
Full FIRE Target Needed$1,224,545$1,116,118$1,037,048$843,273$973,024$3,424,227$759,084
Horizon to Full FIREInfinity years3.8 years9.7 years1.0 years14.3 years17.6 years6.3 years
Safe Withdrawal Rate (SWR)4.0%4.0%3.8%4.0%4.0%3.3%4.2%
Bridge Phase Low Point$0$1,827,738$1,032,670$5,290,957$23,469$2,230,166$674,318